Trust & Transparency
Sources Policy
The sources policy explains which references Dicno Labs prefers and why source quality matters for financial education.
Dicno Labs creates educational tools and content. It does not replace a lender, attorney, tax professional, or financial advisor.
Government sources
Government and consumer protection sources are preferred for mortgage basics, disclosure concepts, consumer rights, and borrower education.
Academic and industry sources
Academic and mortgage industry sources may be used when they clarify terminology, methodology, or market structure. Preference is given to sources that are named, stable, and verifiable.
CFPB and HUD
CFPB and HUD resources are commonly used for borrower education, home buying, disclosures, and mortgage program context.
Federal Reserve, Fannie Mae, and Freddie Mac
These sources may be used for mortgage market context, housing finance education, and industry terminology.
No anonymous sources
Dicno Labs does not rely on anonymous sources for educational claims on trust pages or mortgage education content.
Frequently Asked Questions
Why use government sources?
Government and consumer education sources are usually stable, public, and easier for readers to verify.
Are sources linked when possible?
Yes. References are linked when a stable public URL is available.
References
Consumer Financial Protection Bureau
Trusted source used for financial education context.
HUD: Buying a Home
Trusted source used for financial education context.
Federal Reserve
Trusted source used for financial education context.
Fannie Mae
Trusted source used for financial education context.
Freddie Mac
Trusted source used for financial education context.
HomeLoan Compass
Plan mortgages on Android.
Download HomeLoan Compass on Google Play for practical mortgage planning tools from Dicno Labs.