Mortgage learning hub

Mortgage Basics for Beginners

Learn the foundations of home loans with short lessons, beginner-friendly videos, practical calculators, and the HomeLoan Compass Android app.

Learning path

Complete the five core mortgage lessons.

This hub connects the complete Dicno Labs Mortgage Basics learning path with YouTube videos, calculators, and HomeLoan Compass so each topic has a practical next step.

Lessons

Mortgage basics learning path.

Lesson 1

What is a Mortgage?

A beginner placeholder lesson for understanding what a mortgage is.

Lesson 2

Principal vs. Interest

Learn how mortgage payments split between loan balance and borrowing cost.

Lesson 3

Fixed vs. Adjustable-Rate Mortgages

Compare predictable fixed-rate loans with adjustable-rate mortgage options.

Lesson 4

How Much House Can I Afford?

Estimate a comfortable home budget from income, debt, savings, and monthly costs.

Lesson 5

Understanding PITI

Learn how principal, interest, taxes, and insurance shape monthly housing costs.

Interactive tools

Practice with mortgage calculators.

View all tools

Mortgage Calculator

Estimate monthly payment with taxes, insurance, PMI, and HOA.

PITI Calculator

Estimate principal, interest, taxes, insurance, and PMI.

Affordability Calculator

Estimate a practical home price and DTI planning range.

Refinance Calculator

Compare current and new payment estimates.

Extra Payment Calculator

Estimate time and interest saved with extra payments.

Amortization Calculator

View payment totals and a basic yearly amortization table.

YouTube playlist